TopToolAIUAE Mortgage Calculator
ⓘ About this tool
🔄 Last updated 25 Sep 2026
✓ Reviewed by TopToolAI Team
Enter the property price, down payment and interest rate to see your estimated monthly home loan repayment in the UAE.
How to use UAE Mortgage Calculator
Step-by-step guide to the boxes below. Open it only if you need help.
How to use UAE Mortgage Calculator
Step-by-step guide to the boxes below. Open it only if you need help.
-
1
Loan amount Number
The total amount you're borrowing.
Example: 100000
-
2
Annual interest % Number
The yearly interest rate your lender charges.
Example: 5
-
3
Term (months) Number
How many months you'll take to repay it in full.
Example: 60
-
4
Press “Calculate”
Click the button under the boxes. If something is missing or not valid, a short message tells you which box to fix.
-
5
Read your result
Your answer appears under the button, with a short note in plain words where it helps. Change any box and press again to compare different numbers.
UAE Mortgage Calculator FAQs
What's the minimum down payment in the UAE?
It depends on the property value and whether you're a UAE national or expat — check current Central Bank mortgage caps.
Does this include DLD registration fees?
No, this estimates the loan repayment only; Dubai Land Department fees are separate.
What is the maximum loan-to-value for a UAE mortgage?
Limits are set by the central bank and differ for residents, non-residents and the property's value. Banks apply their own checks as well.
Do expats get UAE mortgages?
Yes. Expats can usually get mortgages, though the required down payment may be higher than for UAE nationals.
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