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Zakat Calculator

Islamic Tools Free 👁 118,206 ★ 4.0 Updated 1 Sep 2026
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Calculate your annual Zakat obligation (2.5% of qualifying wealth above the Nisab threshold) based on your cash, savings, gold, silver and other zakatable assets. For example, someone with PKR 500,000 in savings and gold, where the current Nisab threshold is PKR 150,000, meets the Nisab and owes Zakat of 500,000 x 2.5% = PKR 12,500 for the year, while someone with only PKR 100,000 in total wealth falls below the threshold and owes nothing. The Nisab itself is traditionally set using either the gold standard (87.48g of gold) or the silver standard (612.36g of silver) — most scholars today recommend the silver standard since it gives a lower threshold, making Zakat obligatory for more people and increasing support reaching the poor.

Last updated: 1 Sep 2026

How to use Zakat Calculator

  1. Enter your cash and savings, gold/silver value, and any other zakatable assets.
  2. Enter any debts you owe, to be deducted.
  3. Click "Calculate Zakat" to see your Zakat due at 2.5% of net assets (confirm with a local scholar for your specific situation).

Frequently asked questions

What is the Nisab threshold?
The minimum amount of wealth (based on the current value of gold or silver) above which Zakat becomes obligatory. It changes with market prices, so check the current rate before finalising.
Does this include property or business inventory?
Enter those under "Other assets" if they are held for trade/investment. Personal-use property (your own home) is generally not zakatable — confirm specifics with a scholar.
Do I use the gold Nisab or the silver Nisab?
Many scholars recommend using the silver Nisab (lower threshold) since it means more people qualify to pay, benefiting more of the needy — but this varies by school of thought.
Is Zakat due on money I've lent to someone?
Generally yes, on money you expect to recover — it's typically included in your zakatable wealth for the year, though rulings can vary by circumstance.

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