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Zakat Calculator

Islamic Tools Free Updated 1 Sep 2026
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ⓘ About this tool 🔄 Last updated 1 Sep 2026 ✓ Reviewed by TopToolAI Team

Calculate your annual Zakat obligation (2.5% of qualifying wealth above the Nisab threshold) based on your cash, savings, gold, silver and other zakatable assets. For example, someone with PKR 500,000 in savings and gold, where the current Nisab threshold is PKR 150,000, meets the Nisab and owes Zakat of 500,000 x 2.5% = PKR 12,500 for the year, while someone with only PKR 100,000 in total wealth falls below the threshold and owes nothing. The Nisab itself is traditionally set using either the gold standard (87.48g of gold) or the silver standard (612.36g of silver) — most scholars today recommend the silver standard since it gives a lower threshold, making Zakat obligatory for more people and increasing support reaching the poor.

How to use Zakat Calculator

Step-by-step guide to the boxes below. Open it only if you need help.

  1. 1
    Cash & savings Number

    Add all cash at home and the balances in your bank and savings accounts.

  2. 2
    Gold/silver value Number

    Check today's market rate and enter the total value of the gold and silver you own, not the weight.

  3. 3
    Other assets Number

    Stock for a business, investments or other wealth that counts. Leave 0 if you have none.

  4. 4
    Debts owed Number

    Money you owe to others right now. It is subtracted from your total.

  5. 5
    Today's silver price per gram Number optional

    If you enter it, the calculator checks your wealth against the nisab (612.36 grams of silver) and tells you whether zakat is due at all.

    Example: Enter in the same currency

  6. 6
    Press “Calculate Zakat”

    Click the button under the boxes. If something is missing or not valid, a short message tells you which box to fix.

  7. 7
    Read your result

    You see your net zakatable wealth and the zakat amount. Change any box and try again to compare different numbers.

Zakat Calculator FAQs

What is the Nisab threshold?
The minimum amount of wealth (based on the current value of gold or silver) above which Zakat becomes obligatory. It changes with market prices. Enter today's silver price per gram in the calculator and it checks the nisab (612.36 g of silver) for you.
Does this include property or business inventory?
Enter those under "Other assets" if they are held for trade/investment. Personal-use property (your own home) is generally not zakatable — confirm specifics with a scholar.
Do I use the gold Nisab or the silver Nisab?
Many scholars recommend using the silver Nisab (lower threshold) since it means more people qualify to pay, benefiting more of the needy — but this varies by school of thought.
Is Zakat due on money I've lent to someone?
Generally yes, on money you expect to recover — it's typically included in your zakatable wealth for the year, though rulings can vary by circumstance.

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