TopToolAINPS Calculator (National Pension System)
Plan your retirement with the National Pension System. Enter what you invest every month and how long you have, and see the corpus you could build, the lump sum you could take out and the monthly pension you could expect from the annuity.
How to use NPS Calculator (National Pension System)
Step-by-step guide to the boxes below. Open it only if you need help.
How to use NPS Calculator (National Pension System)
Step-by-step guide to the boxes below. Open it only if you need help.
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1
Monthly contribution (₹) Text
What you plan to put into NPS each month.
Example: 5000
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2
Current NPS balance (₹) Text
Put 0 if you are opening a new account.
Example: 0
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3
Your age now Text
Your age today, in years.
Example: 30
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4
Retirement age Text
The age at which you will close the account and buy the annuity.
Example: 60
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5
Expected return (% per year) Text
A mix of equity and bonds has returned roughly 9 to 11% over the long run in the past, but nothing is guaranteed.
Example: 10
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6
Raise contribution every year by (%) Text
Put 0 to keep the same amount, or something like 5 or 10 if you plan to increase it as your pay grows.
Example: 0
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7
Share used to buy an annuity (%) Text
The part of your corpus that must go into a pension plan. The minimum depends on your category and the latest PFRDA rules, so check what applies to you.
Example: 40
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8
Annuity rate (% per year) Text
The yearly return the annuity provider offers. It decides how much monthly pension you get.
Example: 6
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9
Press “Calculate NPS corpus”
Click the button under the boxes. If something is missing or not valid, a short message tells you which box to fix.
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10
Read your result
Your answer appears under the button, with a short note in plain words where it helps. Change any box and press again to compare different numbers.
NPS Calculator (National Pension System) FAQs
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