TopToolAIPPF Calculator (Public Provident Fund)
See how much your PPF account can grow if you keep investing every year. Enter what you can put in, the current rate and how many years, and the calculator shows your final balance, how much you put in and how much of it is tax-free interest.
How to use PPF Calculator (Public Provident Fund)
Step-by-step guide to the boxes below. Open it only if you need help.
How to use PPF Calculator (Public Provident Fund)
Step-by-step guide to the boxes below. Open it only if you need help.
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1
Amount you invest each year (₹) Text
Anything from ₹500 to ₹1,50,000 a year is allowed. Only the first ₹1,50,000 of a year earns interest and tax benefit.
Example: 150000
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2
PPF interest rate (% per year) Text
The current government rate. It can change every quarter, and this calculator keeps it fixed for the whole period.
Example: 7.1
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3
Number of years Text
A PPF account runs for 15 years. After that you can extend it in blocks of 5 years, so enter 20, 25 and so on to see an extended account.
Example: 15
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4
Raise the deposit every year by (%) Text
Optional. Put 0 to invest the same amount every year. If you plan to increase it, enter a percentage and the amount stops at the ₹1,50,000 yearly limit.
Example: 0
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5
When you deposit Choose one
Interest is worked out on the lowest balance between the 5th and the end of each month, so early deposits earn more.
Choose one: Whole amount at the start of the year (by 5 April)In 12 equal parts, by the 5th of every month
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6
Press “Calculate PPF maturity”
Click the button under the boxes. If something is missing or not valid, a short message tells you which box to fix.
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7
Read your result
Your answer appears under the button, with a short note in plain words where it helps. Change any box and press again to compare different numbers.
PPF Calculator (Public Provident Fund) FAQs
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