TopToolAIIndia RD Calculator (Recurring Deposit)
A recurring deposit lets you save a fixed amount every month and get it back with interest. Enter your monthly amount, the rate and the tenure to see what you will have at the end, how much of it is your own money and how much is interest.
How to use India RD Calculator (Recurring Deposit)
Step-by-step guide to the boxes below. Open it only if you need help.
How to use India RD Calculator (Recurring Deposit)
Step-by-step guide to the boxes below. Open it only if you need help.
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1
Monthly deposit (₹) Text
The fixed amount you will add every month.
Example: 5000
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2
Interest rate (% per year) Text
The yearly rate your bank or post office quotes for this tenure.
Example: 6.5
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3
Tenure: years Text
Whole years.
Example: 2
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4
Tenure: extra months Text
Extra months on top of the years.
Example: 0
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5
Raise the deposit every year by (%) Text
Optional. Put 0 for a normal RD. If you plan to increase the deposit as your pay grows, enter something like 10. Not every bank allows this, so it works as a savings plan.
Example: 0
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6
Extra rate for senior citizens (%) Text
Banks usually give senior citizens 0.25 to 0.75% extra. Leave 0 if it does not apply to you.
Example: 0
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7
Press “Calculate RD maturity”
Click the button under the boxes. If something is missing or not valid, a short message tells you which box to fix.
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8
Read your result
Your answer appears under the button, with a short note in plain words where it helps. Change any box and press again to compare different numbers.
India RD Calculator (Recurring Deposit) FAQs
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