TopToolAIIndia SIP Calculator
Project the future value of a monthly SIP (Systematic Investment Plan) in India based on your monthly investment, expected return rate, and time period. Investing ₹5,000 a month for 15 years at an assumed 12% annual return grows to roughly ₹25 lakh, of which only ₹9 lakh was actually contributed — the rest is compounding, which is the whole appeal of starting a SIP early.
How to use India SIP Calculator
Step-by-step guide to the boxes below. Open it only if you need help.
How to use India SIP Calculator
Step-by-step guide to the boxes below. Open it only if you need help.
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1
Monthly investment (₹) Number
The amount you will invest every month.
Example: 5000
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2
Expected annual return % Number
The yearly return you expect from the fund. Use a conservative guess.
Example: 12
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3
Years Number
How long you will keep investing.
Example: 10
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4
Press “Calculate”
Click the button under the boxes. If something is missing or not valid, a short message tells you which box to fix.
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5
Read your result
You see the total value of your SIP at the end, how much you invested and how much is gain. Change any box and try again to compare different numbers.
India SIP Calculator FAQs
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